M-Pesa Integration
in Kenya
Accept M-Pesa payments on your website, app, or business system. Custom Daraja API integration — STK Push, C2B, B2C & B2B — built with secure, custom code. No plugins, no vulnerabilities.
Losing Sales Without M-Pesa?
Over 30 million Kenyans use M-Pesa daily. If your website or app can't accept M-Pesa payments, you're turning away customers at the checkout.
Manual Payment Reconciliation
Manually checking M-Pesa messages and matching them to orders wastes hours every day. Payments get missed, orders get delayed, and customers lose trust.
Abandoned Carts & Lost Sales
Asking customers to pay via Paybill with account numbers creates friction. Complex checkout flows cause up to 70% cart abandonment on Kenyan e-commerce sites.
Delayed Order Fulfillment
Without automated payment verification, orders sit in limbo while staff manually confirm M-Pesa payments. Customers wait, frustration builds, and competitors win.
Plugin Security Risks
WordPress M-Pesa plugins are tempting but risky. Outdated plugins expose payment data, API keys, and customer information to hackers and vulnerabilities.
No Payment Visibility
Without a proper integration, you have no dashboard, no reports, and no way to track payment trends. You're flying blind on your business finances.
Scaling Bottlenecks
Manual M-Pesa processes that work for 10 orders a day collapse at 100. As your business grows, a lack of payment automation becomes your biggest bottleneck.
Custom M-Pesa Integration That Works
Why Businesses Choose Quest for M-Pesa Integration
Instant Payment Verification
STK Push triggers a prompt on your customer's phone. They enter their M-Pesa PIN, and the payment is verified in real-time — no manual confirmation needed.
Automatic Reconciliation
Every M-Pesa payment is automatically matched to the correct order or invoice. No more spreadsheets, no more missed payments, no more errors.
Secure Custom Code
Built with Laravel and modern frameworks — not WordPress plugins. Your payment credentials, callback URLs, and transaction data are protected by custom security layers.
Full Payment Dashboard
Track all transactions, view payment reports, monitor revenue trends, and export data — all from an admin panel built specifically for your business.
End-to-End Service
We handle everything — Daraja account setup, sandbox testing, production go-live, and ongoing support. You focus on your business while we handle the tech.
Custom Code vs. WordPress Plugins
Security
Performance
Customization
Update Risks
Scalability
Support
M-Pesa Integration Deliverables
Every M-Pesa integration we build includes these core features — custom-coded for security, speed, and reliability.
Lipa Na M-Pesa (STK Push)
Customers receive an automatic payment prompt on their phone. One tap, enter PIN, done. The fastest way to collect M-Pesa payments with the highest conversion rates.
Customer to Business (C2B)
Accept payments via your Paybill or Till Number with automatic validation. Register confirmation and validation URLs to verify payments in real-time before fulfilling orders.
Business to Customer (B2C)
Send money directly to customers or employees via M-Pesa. Automate salary payments, refunds, commissions, and promotional disbursements from your system.
Business to Business (B2B)
Automate supplier payments and inter-business transfers via M-Pesa. Pay suppliers, settle invoices, and transfer funds between your business Paybill or Till Numbers.
Payment Dashboard
A custom admin panel to view all M-Pesa transactions, track revenue, filter by date range, and export reports. Real-time data at your fingertips.
Auto-Reconciliation
Payments are automatically matched to orders, invoices, or accounts. No manual checking, no spreadsheets — just accurate, instant reconciliation.
Secure Callback Handling
Encrypted HTTPS callback endpoints that receive and verify payment notifications from Safaricom. Every transaction is validated before processing.
Transaction Status Query
Check the status of any M-Pesa transaction at any time. Handle timeout scenarios, verify pending payments, and resolve disputes with accurate transaction data.
Full Sandbox Testing
We test every integration thoroughly in Safaricom's sandbox environment before going live. Simulate payments, test callbacks, and verify every flow without risking real money.
Our M-Pesa Integration Process
From initial consultation to going live, we handle the entire M-Pesa Daraja API integration process so you don't have to.
Consultation & Planning
We assess your business needs, payment flow requirements, and existing systems. We recommend the right M-Pesa API types (STK Push, C2B, B2C, B2B) for your use case.
- Requirements
- API Selection
Daraja Setup & Development
We register your Daraja developer account, configure your Paybill/Till Number, obtain API credentials, and build the integration into your website or application.
- Daraja API
- Custom Code
Sandbox Testing
We rigorously test every payment flow in Safaricom's sandbox environment. STK Push prompts, callback handling, error scenarios, and timeout cases — all verified before going live.
- Testing
- Validation
Go Live & Support
We apply for production credentials from Safaricom, deploy to your live environment, and provide ongoing monitoring and support to ensure zero downtime.
- Deployment
- Monitoring
M-Pesa Integration Packages
Transparent pricing for M-Pesa integration in Kenya. No hidden fees, no surprises — just clear packages that match your business needs.
Starter
For small businesses & basic payment needs
- STK Push (Lipa Na M-Pesa)
- C2B Payment Integration
- Daraja Account Setup
- Sandbox & Production Testing
- Secure Callback Endpoints
- 14 Days Post-Launch Support
Business
For growing businesses with advanced needs
- Everything in Starter
- B2C Disbursement API
- Payment Dashboard & Reports
- Auto-Reconciliation Engine
- Transaction Status Queries
- SMS/Email Payment Notifications
- 30 Days Post-Launch Support
Enterprise
For complex systems & high-volume businesses
- Everything in Business
- B2B API Integration
- Multi-Till / Multi-Paybill Support
- Custom Payment Workflows
- ERP / POS System Integration
- Advanced Analytics & Reporting
- 90 Days Post-Launch Support
- Priority Support & SLA
All prices are in Kenyan Shillings (KES) and exclude Safaricom's M-Pesa transaction fees. Need a custom solution? Talk to us.
M-Pesa Integration Questions
Common questions about integrating M-Pesa payments on your website or application in Kenya.
Complement Your M-Pesa Integration
M-Pesa integration works best as part of a complete digital solution. Here are services that pair perfectly with payment integration.
E-Commerce Development
Build a complete online store with M-Pesa checkout, product management, and order tracking.
Learn MoreWeb Design
Need a website first? We design and build custom websites with M-Pesa integration built-in from day one.
Learn MoreSoftware Development
Custom software systems with M-Pesa payment modules — ERP, CRM, POS, and business automation tools.
Learn MoreWebsite Maintenance
Ongoing support for your M-Pesa integration — monitoring, updates, and Daraja API changes handled for you.
Learn MoreReady to Accept M-Pesa Payments?
Join hundreds of Kenyan businesses that have automated their M-Pesa payments with Quest. Get a custom integration built with secure code — no plugins, no vulnerabilities.